S.P.R.E.A.D. #23 | 22 AUG 2021 | First Time Home Buying w/ Randi Take Action Make a budget – get your finances in order!Save for a down payment.Work on that credit score.Determine your long term plan.Get pre-approved for a loan before looking at houses.Find a realtor that is focused on buyers.Shop around for lenders.View homes.Make an offer.Consider contingencies.Close! Journal Prompts What are the pros and cons to owning/renting?Can I afford to buy in this market?Am I willing to relocate to be able to own a home?What can I give up to make homeowning more affordable? Slides Resources/ Links CA Department of Real Estate